Christmas Budgeting

Determined not to over-spend this silly season? A little planning now will ensure you stick to your budget, keep control of your finances and enjoy a fun, festive Christmas.

STEP 1
Write a list of everyone you need to buy gifts for and set a spending limit for each person.

STEP 2
Discuss the idea of doing a Kris Kringle in your family – that way each person receives one gift they will love. Decide on a maximum spend that suits everyone in your family.

STEP 3
Homemade gifts are a memorable way to spoil loved ones at Christmas. We love filling Goodie Bags or Mini Boxes with delicious baked treats. Have a look at our Recipe for Knack, a Swedish Christmas treat, for inspiration. Get creative, there are so many ways to create gorgeous gifts at very little cost.

STEP 4
Start a Christmas savings account in January. Put a little aside each week, fortnight or month and enjoy having a little extra in the bank come December. This small savings habit will save you so much stress and anxiety in years to come.

Need Help?